There are different ways you could access finance options, especially when you are in urgent need of liquidity. This could happen to anyone and land them in financial duress making them exclaim that I need money urgently. There could be emergency expenses that turn up for which you need to get your hands on money fast and easy. As most banks have a long drawn and time consuming process of providing loans, it can be frustrating for anyone who is on the lookout for easy loans.

There are different sources from where one can expect to get funds fast and easy such as:

• Online loans

This is one of the options that have become viable for those who are looking to get money within a short time span. Unlike the lengthy processing timelines that bank loans comprise of and the stringent procedures involved, in case of a payday loan or online lenders, you need not go through similar checks and waiting time. There are minimal terms that need to be adhered to and one need to showcase a steady stream of income in order to be eligible for such loans. The other advantage that comes from applying for these loans is that, there is a minimal credit check that occurs which is not as stringent. Hence, one has higher chances of getting their loan request approved in these application forms.

These loans can be of different amounts and duration. If you wish to borrow a small amount to meet an unseen expense or to keep up liquidity till the next pay cycle, there are payday loans that one can avail of from online forums. These loans being of small amounts, they are easy to access through these forums and are easily approved even if one has a poor credit history. However, one has to showcase continuous state of employment and submit necessary salary slip records as lenders require.

• Credit card cash advance

This is another way to get cash in your hands with a fast turnaround time. You can take a cash advance by taking out cash from an ATM using your credit card. Credit card advances can be obtained the same day, either by withdrawing money with your credit card from an ATM or asking your credit card provider to deposit money in the checking account you possess. The amount that is available for borrowing is usually a percentage of the credit limit that comes with your credit card.

• Short term loans

There are short term loans of different kinds that many private institutions provide; you could also approach your bank for the same which could be for a small amount and is approved against your credit history that is available to them. In case your credit history stops you from accessing quick loan options from your bank, you can resort to different online credit providers in a secure and private way to apply for such loans.

If you think that I need money urgently you can look at the options mentioned above. When liquidity is something that you need urgently and within a short time span, credit card advances or payday loans are the best bet in terms of the timeline that it takes to have money in your hands. You might want to weigh the pros and cons when it comes to the amount of interest that becomes payable on such amounts as well as the timeline within which you need to repay such loans. If you are resorting to online loan sources, be sure to verify the reliability of such merchants and review the interest rates they charge as compared to similar online financial services in such a segment.